Product Description
Before Enron, before Arthur Anderson, and before Worldcom, there was the Bank of New York money laundering scandal, which hit headlines in 1999. Promising to be one of the most important books on international organized crime, money laundering, and the complicity between legitimate and illegitimate businesses in both the United States and the former Soviet Union, among other places, during the last decade of the 20th century, All Is Clouded by Desire examines the criminal dealings that lead to the revelation that the Bank of New York's Eastern European Division laundered $6 billion for Russian organized criminals and other shady organizations and individuals. In a series of intrigues that involved crooked Geneva banker Bruce Rappaport and high-level members of the Bank of New York, criminal Russian organizations were able to thrive and prosper during a time when the rest of the former Soviet Union crumbled amidst growing corruption and a declining economy. Tracing the financial shenanigans back many years, Block and Weaver illustrate how the underworld of high finance, money laundering, mafia groups, CIA operatives, and legitimate banking institutions can clean dirty money and operate criminal enterprises that span the globe. ... Read more

Customer Reviews (1)

Too many details, it misses the point.
I was expecting less details on names, dates, who-knows-who and who-did-what and more on the financial implications and banking wrongdoings of the whole case. This book is too full of details that do not really matter much and fails to address the big picture that its title leads us to beleive on. It goes on and on talking about the relationships between Russian mobs and BofNY officers and forget to mention where this money was coming from and going to (and if it did, you get so distracted with the unimportant details that you can actually miss it). I am still looking for a good money laundering book. ... Read more

Product Description
"This brief exposé of central banking and monetary policy. . .should be required reading for all those, specialists and nonspecialistsalike, interested in those subjects." -- Manuel Guitián,Finance and Development

Alan S. Blinder offers the dual perspective of a leading academicmacroeconomist who served a stint as Vice-Chairman of the FederalReserve Board--one who practiced what he had long preached and thenreturned to academia to write about it. He tells central bankers howthey might better incorporate academic knowledge and thinking into theconduct of monetary policy, and he tells scholars how they mightreorient their research to be more attuned to reality and thus moreuseful to central bankers.

Based on the 1996 Lionel Robbins Lectures, this readable book dealssuccinctly, in a nontechnical manner, with a wide variety of issues inmonetary policy. The book also includes the author's suggested solutionto an age-old problem in monetary theory: what it means for monetarypolicy to be "neutral." ... Read more

Customer Reviews (4)

Easy read
Easy read, gives some insight to one of the former FED staffers.Proves that there is no magic to our money, just gut reaction and formulas.No one really know's what to do

the Master Economist at his Finest
Mr R. S. Ritterman (San Mateo, CA) beat me to it... I had logged on to describe just how clear and understandable (not to mention brilliant and profound) this book is. Case in point: instead of simply telling us in words how central bankers evaluate their objectives before making policy decisions, Mr Blinder uses beautifully contructed clever-clogs math to make his point concise. Greenspan gets all the credit, but I assure you it was Blinder who was the real brains behind the operation. I thought about deducting one star because they didn't get the fed funds rate right - by his own admission - in 1990, but I couldn't bring myself to do it.

Students of philosophy will be talking about this gem for hundreds of years.

Verdict: Add to Cart!

Well Done
After having taken Macroeconomic Theory, Alan Blinder's book was extremelyclear and understandable. His comments about Central Banking behavior makewonderful sense as he takes into account both academic and real worldtheaters.He was especially clairvoyant in his reasoning about why aCentral Bank needs to establish credibility. A definite recommendation forthose interested in the Federal Reserve and what they do.

Sensible
Nothing fancy, but a good testimony from a real central banker about how real central banking has been carried out in recent US history.It is much less glamorous than all the theories, models and arguments would have it. Logical, sensible and even-tempered, like a central banker.A small bookeasily read in an evening that brings a lot down to earth.Only four starsbecause nothing this reasonable deserves five. ... Read more

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Product Description

A detailed look at the fast-growing field of Islamic banking and finance

The Art of Islamic Banking and Finance is a modern American take on what it means to incorporate Islamic finance principles into everyday banking and investment techniques by introducing a new brand of banking for all people of all faiths: The Riba-Free (RF) banking.

The author is considered the father of RF (Islamic) banking in America. He has been a banker and an Imam/scholar for over 40 years in America since 1968. He started the tedious process with a finance company, LARIBA, in Pasadena, California in 1987. This is the first book ever in the field to trace the origins of prohibiting the renting of money at a price called interest rate and over-indulging in debt. The book reviews in great details the theological foundations of prohibiting interest in the Jewish Bible, the Christian Bible, and the Qur'aan. The author then discusses money and how fiat money is created, the role of the Federal Reserve, and the banking system in America. The book also discusses for the first time ever how to include an important aspect of RF (Islamic) finance using commodity indexation and marking the items to be financed to market in order to avoid participating in economic "bubbles." The author discusses how these rules work, how they affect consumer behavior, and how they change the role of the banker/financier.

• Covers a new pioneering model that is based on the Law (Shari'aa) and how it is applied in every transaction from joint ventures and portfolio management to home mortgages and personal financing
• Shows how to incorporate the Law (Shari'aa) into American financing and banking systems
• Points to RF (Islamic) finance and banking as a way to emphasize socially responsible investing

The Art of Islamic Banking and Finance also includes a discussion on the emergence of a culture of RF (Islamic) banking and finance today, which is based on the real Judeo-Christian-Islamic spirit and very effective when compared to twentieth-century models that use financial engineering and structuring techniques to circumvent the Law (Shari'aa). The book also includes case studies based on the actual experience of the author and detailed analysis of the superior results realized by applying this new brand of banking to financing. ... Read more

Customer Reviews (14)

Good Read !
Just completed reading the book. Technical details about Interest-free banking were very revealing and useful.

Authors personal experience in Texas real estate was interesting. Similarities of Judeo-Islamic values in financing was interesting. The book also tries to explains how paper money, reselling of mortgages, and hyper speculations in market creates economic bubbles. The comparison of Al Azhar and South Asian opinions on Islamic financing was interesting. I guess partial credit of Malaysians success in Islamic financing goes to Al Azhar school. This book is a good read

ishtiaque ahmed review
I just got graduated from MSU with a major in finance and was looking for a job. One day, somehow I came to know about LARIBA - The Bank of Whittier. I did some research online and figured out that this is a banking system which provides services based on faith (religion). I got quite interested as I am a Muslim. I did shoot them an email to enquire about a job related to my field. I got a reply that they got a position at their California branch but wanted me to read this book before called "The Art of Islamic Banking and Finance". So I got this book from Barnes & Noble's and started reading.

Prior to this I had no idea what to expect. All I knew is, it is a banking system that doesn't charge interest. However, I had no idea how does it work and how do you make profit without charging interest. First I thought it is only about Islamic faith based finance but as I kept reading I figured out that the book presents a banking system which is three (Judeo-Christian and Islamic) faith based. The author did a great job about bringing and quoting all the verses from the Bible (both old and new testament) and the Quran which demands an interest free monetary and banking system: the RF banking system (riba free or interest free).

The author also did explain briefly about the current interest based banking and monetary system to make sure that the reader could do comparisons and contrasts between the two systems. The current system is all making money out of money with interest loans and the use of tools like futures, options and derivatives and other speculative tricks. However, the author talks about how to earn money through hard work and the assumption of risk in the free market economy, not through gambling and speculation. The author also explains the financial meltdown because of the subprime mortgages and how the balloon payment of interest on these mortgages had a big part on it. The RF system takes fiat money not as a commodity that demands a rental fee and neither does it reproduce itself. It only grows when used in investing on economic activities within the community. The RF system (riba free or interest free) is based on renting assets and services based on the current rental or lease rate (marking it to the market) pioneered by the free market force of supply and demand. It also states that the value of different things in fiat currency should be attached to reference commodities using the commodity indexation rule. This way it is more practical and easier to recognize economic bubble; investment practices could be adjusted to avoid it. These models and assumptions are certainly well backed up by the religious, historical and mathematical data the author has provided in the book.

The RF banking system (riba free or interest free) demands a socially responsible and ethical banking system which is a total contrast to Wall Street. RF banking is not about money lending, but about financing and investing on tangible assets and services only on financially and economically viable projects while respecting the laws of the land. It doesn't finance alcohol related businesses, gaming, gambling or any other unethical or harmful activities which is prohibited by the Judeo-Christian-Islamic value system. There are many Islamic banks around that claims to be Islamic and are providing services using the cost plus, joint ventures and lease to own model. These banks and their models in reality are not very different than interest based banking system and what happened is their customers ended up losing their savings.

The world financial and banking system today is in demand of a major financial change and renovation. The book is not about demolishing the current interest based financial structure but about an option or back up plan in the form of RF banking system where both can co-exist. When we talk about banks people might get the first impression that all banks and bankers are the same; all they know is how to make money on money. However, this book might give the reader a very different perspective on this unique banking system and its bankers and implement it because of its basis on faith, logic, practical application and respect for its customers.

Not worth it.Don't buy it.
A lot of fillers.The materials on Islamic finance could be done in a couple of chapters.Lacking the most current Islamic investment products. Very generic information everybody can get from websites.

Hats Off
Hats Off!

The world is in continuing financial and economic crisis.Indeed, we are about to enter the second stage of a long depression with great social distress and even war as the inevitable consequences.The causes of the crisis include the endless creation of money out of nothing; the addition of interest (as distinct from genuine administration cost); and then the lending of that money in a totally irresponsible way for anything except the development and spreading of the real economy.In particular the crisis is marked by signs of a civilisation in decline - horrific levels of NINJA loans (No Income, Jobs, or Assets); sub-prime lending; interest-only mortgages; fraudulent valuations; even more fraudulent derivatives including the infamous Collateralised Debt Obligations; and outrageous naked short selling (in which somebody purports to sell something which he neither owns nor rents).Moreover, governments have become controlled by a Wall Street and City of London financial elite which cares only for itself and nothing for the people in Main Street.

It is therefore with relief that we turn to this remarkable book whose ethos and prescription give hope that the world will reject the present corrupt, inefficient and outdated system and develop something which is moral, practical and new.Or perhaps not so much new as, in key respects, a rediscovery of what is best in the past.For example, recognising that the Christian God and Muslim Allah are one and the same, the book observes that, in their origins, Christianity, Islam and Judaism rejected interest (riba).And they were right to do so because interest/riba enables the rich to batten onto the poor and acts as a debilitating brake on the efficiency of a market economy.Thus it reduces the consuming power of borrowers by 20% or more and acts as a gigantic siphoning mechanism whereby 80% of the population lose out, 10% are in balance and the remaining 10% are in very considerable gain.

So it is hats off to anybody who, with inter-faith spirit and intent, wants to do something about the imposition of interest and it is doubly hats off to Yahia Abdul-Rahman who decided to challenge the institution of interest/riba in its very stronghold - the USA.Significantly, his challenge can be said to amount to a revival of the considered, responsible, socially conscious mores of the old-fashioned banking system which built the USA - not least in its aversion to irresponsibly-incurred debt - as opposed to today's corrupt, failing system of rigged market finance capitalism which thinks society is beneficially furthered if individuals, corporations, town, cities and governments are put into unending and unrepayable debt.

In 1987 Abdul-Rahman and a group of dedicated friends each put up $10,000 capital to start LARIBA (meaning `no riba'#, a Riba-Free #i.e., interest-free) finance house.Today, it includes the Bank of Whittier and provides sharia-compliant financing worth $400 million covering everything from homes to churches; cars to clinics.Crucially, all of the financing is socially responsible and community based.Upholding the basic human right of humans to have access to credit, the book shows how LARIBA implements the cardinal rule of banking - know your customer - and then does everything it can to get the customer out of debt if at all possible rather than toencourage him, as the existing system does, to go into deeper debt.

The human side of the book recounts the fascinating journey of Yahia Rahman from an oil engineer devoted to serving Muslim communities to an international banker devoted to serving all individuals and communities which are receptive to socially responsible banking.While LARIBA essentially started as a way to enable ordinary Muslims to have access to the financial services that non-Muslims take for granted, it is now of international importance not least because it is leading the development of new paradigm thinking and practice.

This is an excellent book for anybody who wants an ethical, practical banking opposed to the corrupt forms which are wrecking today's global economy.Moreover, it is to be commended not only for its text book knowledge but also because it makes for a most enjoyable read.Significantly, its vocabulary - particularly of the term `Riba-free Banking' rather than `Islamic Banking' - and its careful techniques are being widely taken up and that, perhaps more than anything else, is the measure and quality of the book.

Review of the Art of Islamic Banking and Finance
This book is a quantum leap in the literature on Islamic banking and finance. Its style is direct and frank; it avoids apologetics, shows the influence of the Jewish and Christian heritage on Islamic banking traditions and contributes to the current debates on the localization of the economy (e.g.,[...]). Each chapter of the book can be read independently. Chapter 5 on the various types of monies and money creation in the US and Chapter 7 on the conventional banking system are extremely useful, insightful and simple to read. The criticism of the Shari'aa Boards in Chapter 10 hits the nail on the head. Chapters 11 and 12 on the operations of what the author calls riba-free banking in the US is a good complement to the literature on the Muslim role in the use (e.g., Akbar Muhammad's Chapter 9 in The Islamic Impact, edt. by Yvonne Yazbeck Haddad et al. (http://www.amazon.com/Islamic-Impact-Yvonne-Yazbeck-Haddad/dp/0815622996/ref=sr_1_1?ie=UTF8&s=books&qid=1273898997&sr=8-1) and Mary Jane O'Donnel's Chapter 9 in Race, Religion, Region: Landscapes of Encounter in the American West, edt. by Botham and Patterson (http://www.amazon.com/Race-Religion-Region-Landscapes-Encounter/dp/0816524785/ref=sr_1_3?ie=UTF8&s=books&qid=1273899290&sr=1-3).

The main problem of the book is its attempt to placate the so-called "Muslim Puritans" (p. 232). This leads to acceptance oftheir thesis that money is consumed like food when it is spent (pp. 201, 228, 277, 321 and many others) to show that it cannot be rented. A second issue is that the proposed Mark-to-Market technique to set out the rental rate of money can only work when a market already exists, and not when the market does not exist (e.g., education loans) or is emerging (for a new technology).
Finally, the book could certainly benefit from more through editing, to avoid some typos, some excessive repetitions and to have a better index. ... Read more

Product Description
The Bank Director's Handbook provides directors with the information they need to perform their legal and operational duties, as well as deal with the banking issues they face. These issues include strategic planning, lending decisions, interest rate risk, the use of derivaties, and more. More than a review of the legal and regulatory issues that bank management face, The Bank Director's Handbook is a well-rounded management guide that provides the essential information that bankers need daily. The Handbook is an excellent tool for assisting board members in prudent decision-making for a more effective financial institution. Coverage includes: Pertinent information on board and institutional compliance. The risks of managing asset/liability; Valuable clues and red flags for fraud and insider abuse. The Handbook is necessary to assist board members in prudent decision-making for a more effective financial institution. ... Read more

Customer Reviews (5)

A "Must Read"
This is an extremely valuable reference not onlyfor bank directors but also for anyone in banking. It becomes even more valuable at a time when we are reeling from the effects of a global financial crisis.

Great starting off point for new bank board members
Benton Gup gives a very thorough overview of the role of a bank board member and the importance of understanding the major elements that make up a modern financial institution.

It is important to note that this is a starter book; if you are currently a bank board member, or contemplating becoming one, you should understand that this book will spur you to further study on major subjects in other books and formats.

Introductory, yet useful
One imortant thing to keep in mind is that this book was written over 10 years ago, so many of the current inustry issues and trends won't be addressed.

This book is useful for the complete layperson who somehow finds him/herself sitting on a bank board, which would be somewhat unusual.However, the appendices have solid information related to problem loans, and give sample lending policies.Also, the bank described well the interaction of the various parties at a bank; the auditors, examiners, etc.

Insightful review - by Jameson Thottam
I purchased this book as a good primer for entering banking (specifically IndyMac Bank).When I joined retail banking (previously only having worked in Investment Banking at Morgan Stanley) I was able to expand my knowledge on various areas of the retail banking beyond just what I-Banking had taught (e.g.,, valuation, SEC II & SEC III stat techniques, tax implications and flippying and insider trading tips of how to find/negotiate the best properties).

I would highly recommend this book to others in this field.

- Jameson Thottam

Excellent guide to understanding the basics of the industry
One of the best summaries of the main marketing and economic forces shaping banks: how banks can find competitive advantage, price products, measure their performance, segment their markets, create barriers to imitation, manage risk. For NON-banking professionals (lawyers, consultants, PR execs, etc.) who need a quick intro to the banking profession. ... Read more

Product Description
A complete framework for applications of behavioral finance in private banking, Behavioural Finance for Private Banking considers client needs specific to private banking like personal circumstances, objectives, and attitude to risk. This book includes the theoretical foundations of investment decision-making, an introduction to behavioral biases, an explanation of cultural differences in global business, a guide to asset allocation over the life cycle of the investment, and several case studies to illustrate how can be applied. A must-read for anyone in private banking, this book demonstrates how to satisfy client needs. ... Read more

Customer Reviews (1)

Excellent Guide
Great book. It combines insights from decision theory, portfolio theory and behavioural finance to derive scientifically-founded solutions. The book combines explanations, practical examples and case studies. "Math boxes" are used to set out the mathematical foundations of selected theories and examples. The book is very readable and therefore recommended for practioners (the main arguments of the book can easily be followed without advanced mathematical skills). ... Read more

Product Description
HereÆs what youÆve been searching for -- a book that provides focused coverage of banking and financial systems. Students learn the importance of money and interest, negotiable instruments, mortgages, commercial lending, and the role of banking in todayÆs economy.Banking and Financial Systems combines hands-on activities, examples from news-making companies, creative special features, and solid content. Ethics in Action, Tech Talk, and World View bring the content to life and help students bridge the gap between classroom and real world applications. Liven up your classroom with Fundamentals of Insurance. ... Read more

Customer Reviews (1)

Banking ANd Financial Systems
The book was in very good condition, I look forward to using it in the fall for my college classes. ... Read more

Product Description
The conservation of biodiversity is now big business. Whether called conservation banking, species banking, habitat banking, biodiversity banking, biodiversity offsets, compensatory mitigation or ecological footprint offsetting, the idea of financially valuing biodiversity and using the market and businesses to promote conservation is growing rapidly.

This handbook is a comprehensive guide to conservation banking explaining: what it is and how it works. The book covers the origins of conservation banking; the pros and cons of this approach to conservation, how conservation banking works in reality; the legal, practical and financial aspects of setting up and running a conservation bank; and how biodiversity off-sets can be internationalized. Authored by leading experts in the field of ecosystem markets, the book provides practical guidance, tools, case studies, analysis and insights into conservation banking in the United States, its biodiversity banking namesake in Australia and other similar approaches internationally.

It is an essential one-stop reference manual for conservation organizations, private landowners, developers, complying industries, regulating agencies, policy makers, bank developers and investors in the US, Australia, Europe and elsewhere where market-based solutions to the loss of biodiversity and species extinction are being considered. ... Read more

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This book provides a compendium to the empirical work investigating the hypotheses generated by recent banking theory. Such a compendium is overdue. Since the publication of the The Microeconomics of Banking by Xavier Freixas and Jean Charles Rochet, work in empirical banking has further blossomed, not only in sheer volume but also in the variety of questions being tackled, datasets becoming available, and methodologies being introduced. This book follows the structure in Freixas and Rochet's book and arranges the relevant methodologies, applications, and results according to each of their original chapters in order to have a coherent synthesis between available theory and supporting empirics. Each chapter in Microeconometrics of Banking contains a modest introduction (where possible and appropriate), a concise methodology section with one or more relevant methodologies, and several illustrative applications. In a "muscular" results section the authors summarize the main robust and seminal findings in the literature that are in the text, and provide the details of many other studies in figures and tables. ... Read more

Product Description
The Handbook of International Banking, now available in paperback, provides a clearly accessible source of reference material, covering the main developments that reveal how the internationalization and globalization of banking have developed over recent decades to the present, and analyzes the creation of a new global financial architecture.The Handbook is the first of its kind in the area of international banking with contributions from leading specialists in their respective fields, often with remarkable experience in academia or professional practice. The material is provided mainly in the form of self-contained surveys, which trace the main developments in a well-defined topic, together with specific references to journal articles and working papers. Some contributions, however, disseminate new empirical findings especially where competing paradigms are evaluated.The Handbook is divided into four areas of interest. The first deals with the globalization of banking and continues on to banking structures and functions. The authors then focus on banking risks, crises and regulation and finally the evolving international financial architecture.Designed to serve as a source of supplementary reading and inspiration, the Handbook is suited to a range of courses in banking and finance including post-experience and in-house programs for bankers and other financial services practitioners. This outstanding volume will become essential reference for policymakers, financial practitioners as well as academics and researchers in the field. ... Read more

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Aimed at the international banking community, this volume traces the history of banking from its origins in medieval Europe to the development of international banking and today's computerized technology. It explores the introduction of merchant banking and shows the extraordinary expansion of banking activity in the 19th century. Illustrations, which depict the buildings and artefacts that surround the activity of banking, show the opulence of interiors, palaces built to celebrate wealth, and the great art collections created by banking figures. ... Read more

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Investment Banking: Institutions, Politics, and Law provides an economic rationale for the dominant role of investment banks in the capital markets, and uses it to explain both the historical evolution of the investment banking industry and also recent changes to its organization. Although investment decisions rely upon price-relevant information, it is impossible to establish property rights over it and hence it is very hard to coordinate its exchange. The authors argue that investment banks help to resolve this problem by managing "information marketplaces," within which extra-legal institutions support the production and dissemination of information that is important to investors. Reputations and relationships are more important in fulfilling this role than financial capital.

The authors substantiate their theory with reference to the industry's evolution during the last three centuries. They show how investment banking networks were formed, and identify the informal contracts that they supported. This historical development points to tensions between the relational contracting of investment banks and the regulatory impulses of the State, thus providing some explanation for the periodic large-scale State intervention in the operation of capital markets. Their theory also provides a technological explanation for the massive restructuring of the capital markets in recent decades, which the authors argue can be used to think about the likely future direction of the investment banking industry. ... Read more

Customer Reviews (1)

Concise yet comprehensive investment banking history
This history recounts the development of investment banking from its 17th-century origins to the present. Along the way, it offers readers an introduction to institutional theory and hazards a guess at the future evolution of what is essentially an information business. It is not a how-to, nor is it a survey of the present competitive landscape, but getAbstract believes that readers interested in a concise presentation of the historical, economic and institutional forces that shaped the investment banking industry will find this book fits the bill. The authors have organized their presentation remarkably well, a noteworthy achievement given the breadth of philosophical, legal, financial and commercial information on which they draw. ... Read more

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Product Description
Succeed in economics with MONEY, BANKING, AND FINANCIAL MARKETS! With coverage of fundamental topics, principles, and issues found in a money and banking course, this economics text provides you with the tools you need to succeed. International Perspective boxes provide a global perspective on key topics; From the Financial News introduces you to financial tables from daily newspapers; and Your Turn poses questions to students to test your understanding of formulas and concepts as they are introduced. Other features that make studying easy include key term definitions in the margins and end of chapter study questions. ... Read more

Customer Reviews (1)

A
Got here in great time, but the book didn't have the content I needed to help me in my class. ... Read more

Product Description
MyEconLab in CourseCompass provides additional optional customization and communication tools. Instructors who teach distance-learning courses or very large lecture sections find the CourseCompass format useful because they can upload course documents and assignments, customize the order of chapters, and use communication features such as Digital Dropbox and Discussion Board. View a tour of MyEconLab. For more information about MyEconLab in CourseCompass or to request an Instructor Access Code, visit MyEconLab. ... Read more

Customer Reviews (3)

Fast delivery! Great shape!
The book was delivered quickly, only 3 business days. It arrived in perfect condition and was packaged properly. I will order from them again and tell classmates to order from them.Thanks Guys!!

no math
Overall this book was OK. It presented the key information in money and banking and the authors often made it entertaining to read. However the one major flaw with the book is the lack of ANY math. I know that some books are marketed for a more mathematical approach and thus contain more advanced mathematics accordingly. However this book had so little math it was laughable. I recall one section where the authors said "this can be proven mathematically, but for now just take our word for it..."
NO, I won't take your word for it, because knowing the underlying principals is to truly understanding anything.

Poorly written
Principles of Money, Banking, and Financial Markets contains a great deal of information regarding economics in the United States. As a student, I find it to be poorly written. The authors/editors make constant reference throughout the text to other sections of the text. For example, we will discuss this in depth in chapter seven, but for now, lets reflect our continued study from chapter two and three. By doing so, we will be better prepared to read chapter eleven when we get to it. If the authors / editors left out the references and just left the actual information needed to learn the material, the student would be able to follow the material and perhaps understand the topic better. I am strongly encouraging our economics department to seek another text for future semesters. ... Read more

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Customer Reviews (1)

Eye-opening information re. history of land speculation
P.J. Anderson gives such a clear and precise insight, on the history of American economic development, that even a non-economist can understand how we've arrived at the current real estate boom-bust cycle fiasco. The book unequivocally demonstrates how the cycle will repeat as regularly as clock-work, as it has done for the last 200 years, with a touch of Mark Twain's style. ... Read more

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Guide from the Vault Career Library from corporate finance and sales & trading to research and syndicate and how these functions interact, the career path in investment banking for experienced professionals, as well as MBAs and recent college graduates ... Read more

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Learning to manage money is one of the most important skills needed to achieve independent living for teens and adults with Down syndrome, autism, and other intellectual disabilities. Managing My Money offers plenty of encouragement, clear instructions broken down into small steps, practice opportunities, color-coded forms, and large scale graphics to make abstract money managing concepts concrete. Anyone whose math and writing skills are at a first-grade level or higher can follow the lessons in this workbook, assisted by parents or other adults, and aided by a calculator.

Readers of Managing My Money will learn to:

Keep Records: a unique, color-coded method helps readers record payment and deposit transactions on a ledger form; compute the account balance on a checkbook-like balance sheet;

Keep a Budget: distinguish between expenses that are needs vs. desires; appreciate the benefits of saving;

Keep a Checking Account: open an account; write checks; use a color-coded check register to record deposits, checks, and ATM withdrawals; make deposits; balance the account.

Parents, educators, transition specialists, and life skills coaches can consult the teacher pages that face student lesson pages for specific suggestions and tips, and then flip them under, out of sight, to prevent distraction. Use the handy CD-ROM to print out more forms when the reader has completed what's provided in the book.

Managing My Money is an upbeat teaching tool that will ensure mastery of basic money management skills for teens and adults with special needs preparing to live on their own, as well as for older adults who need a refresher course. ... Read more

Customer Reviews (1)

finally a workable book
We homeschool our children, and this book is working well for our daughter with down syndrome.The only thing I don't like is that there's no middle ground to jump off if your child already has some understanding of a checking account.But I modify alot of our tools! ... Read more

Product Description
Central banks in Great Britain and the United States arose early in the financial revolution. The Bank of England was created in 1694 while the first Banks of the United States appeared in 1791-1811 and 1816-36, and were followed by the Idependent Treasury, 1846-1914. These institutions, together with the Suffolk Bank and the New York Clearing House, exercised important central banking function before the creation of the Federal Reserve System in 1913. Significant monetary changes in the lives of these British and American institutions are examined within a framework that deals with the knowledge and behavior of central bankers and their interactions with economists and politicians. Central Bankers' behavior has shown considerable continuity in the influence of incentives and their interest in the stability of the financial markets. For example, the Federal Reserve's behavior during the Great Depression, the low inflation of the 1990s, and its resurgence the next decade follow from its structure and from government pressures rather than accidents of personnel. ... Read more

Product Description
Why not have your child do some basic banking? They certainly have the time. This instructional board book teaches the precious little angels to be useful, at long last. Watch your tots enjoy shapes and colors, all the while learning how balance your check book. Amazing! ... Read more

Customer Reviews (3)

MUST HAVE BABY SHOWER GIFT!
Drawn up to mimic itself as a baby book but the humor is all adult. This whole series is super creative, adorable, and will be the hit of the shower! All my friends could not get enough of these books and all requested where I purchased them so they could do so as well! Make sure you give them to a mother with a sense of humor though!

Great, funny book - my dau loves it!
My 12-month old has loved this book for months - I love that it is short, sweet and amusing to me, since I have to read it to my daughter maybe 10 times in a row every day.Dad loves it too.

Really for parents, nto for kids
Its a good book, pretty funny, but not really engaging for kids. ... Read more